> But he could, in a single year at the rate he seems to be billing, if he really wanted to. I wish this were true. I'll just say that having 3 kids changes th

> But he could, in a single year at the rate he seems to be billing, if he really wanted to. I wish this were true. I'll just say that having 3 kids changes the equation dramatically. I make a good living and am fairly tight with my spending, and this is nearly impossible for me. I know plenty of families making far less, so while the advice works for single folks, I feel it breaks down once you add family in. I still believe you should be saving, but this is fairly unrealistic for many folks.