> making sure the monthly amount is doable is really important. Of course it is, but you can't be so preoccupied with the monthly affordability that you forget

> making sure the monthly amount is doable is really important. Of course it is, but you can't be so preoccupied with the monthly affordability that you forget about the total cost. (N.B. this is a trick car dealers use every day to get you to pay too much for a car) In this sense it's not unlike the US healthcare debate where everyone was so preoccupied with how to make hospital bills affordable with government-mandated insurance that we totally forgot to ask why an aspirin costs $75 in the first place.