I don't know much about French insurance, but Uber is probably endowed enough at this point to self-insure as a means of reducing premium expenditure. It will

I don't know much about French insurance, but Uber is probably endowed enough at this point to self-insure as a means of reducing premium expenditure. It will have to place nice with the governments and reserve accordingly, but there are plenty of companies with similar risk profiles, e.g., Enterprise.