The interesting thing about this analogy is that for all of Ryanair's policies on baggage and boarding and frills, they're still required to hold insurance and

The interesting thing about this analogy is that for all of Ryanair's policies on baggage and boarding and frills, they're still required to hold insurance and airworthiness certificates. Similarly with taxis, I don't have a problem if someone wants to offer a taxi dependent on computer routing or have drivers that don't load the passengers' luggage or whatever, but stuff like insurance and safety certificate should be non-negotiable. I mean, I don't even particularly mind if the insurance comes from Uber stating in writing "we're good for it" to all drivers rather than through a traditional insurer, I just don't think depending on one-off company goodwill to cover problems as seen for Uber and Airbnb incidents is particularly good policy.