It's a big question. There have been so many stories already about many drivers facing money losing rides. Unless Uber is willing to pass along a fare increase

It's a big question. There have been so many stories already about many drivers facing money losing rides. Unless Uber is willing to pass along a fare increase in markets requiring commercial insurance, they certainly won't be able to get their drivers to sign up for commercial insurance. Even then, there are other issues at play as well (Taxi unions, etc.) which could come up with other reasons to stop Uber.