Totally agree with you here. However, most of the large companies have TOS that explicitly say they are not responsible for your data. That is where I think the

Totally agree with you here. However, most of the large companies have TOS that explicitly say they are not responsible for your data. That is where I think there needs to be a Bill of Rights for data. If you pay for a service, there should be some level of guarantee that they will at least try... and remove those clauses in their TOS.