"Taking care of your own backups" involves moving drives off-site, like having a backup buddy you can swap drives with once in a while. Unless you do this frequ

"Taking care of your own backups" involves moving drives off-site, like having a backup buddy you can swap drives with once in a while. Unless you do this frequently you're always at risk of losing considerable amounts of data. Suffering a calamity that causes you to lose everything in a physical location is rare, but it happens. Floods, fires, or war do happen. Having encrypted backups in the cloud means a lot less will actually be lost in that case.