I'm in a similar boat. Mine is driven by an eccentric fear of how the economy is changing and assumptions of what it will look like in 10 - 20 years, coupled w

I'm in a similar boat. Mine is driven by an eccentric fear of how the economy is changing and assumptions of what it will look like in 10 - 20 years, coupled with a pessimistic view of human nature (but not people, just the way non reflective people behave). I'm trying to financially secure my son's future.