I'm sorry but if you are content to leave the only copy of priceless things such as contacts, treasured photos, etc... in the hands of companies with no contrac

I'm sorry but if you are content to leave the only copy of priceless things such as contacts, treasured photos, etc... in the hands of companies with no contractual obligation to you than yes, you're a fool. The bank legally owes me my money. The bus driver is guilty of a crime if he crashes the bus. The Doctor is guilty of malpractice. If gmail deletes your account you have absolutely not recourse what so ever. None, Zip. Zilch. Zero. Sidekick did screw up but it doesn't make the people who lost their data innocent either. You have to take responsibility for that which you value.