Why wait until you're a victim? It's much easier to prevent significant damage to your credit history than it is to repair it. The hassle with credit approvals

Why wait until you're a victim? It's much easier to prevent significant damage to your credit history than it is to repair it. The hassle with credit approvals is pretty minimal; people generally know ahead of time when they'll need a credit check, and it only takes ~15 minutes to put a temporary lift in place. Identity theft is often an expensive, massive headache that can take years to fully recover from.