The MTA charging tactics are obvious when you just look at the default options they present when people top up their cards: Here's the TL;DR: > Three quick op

The MTA charging tactics are obvious when you just look at the default options they present when people top up their cards: Here's the TL;DR: > Three quick options. But wait a minute. One button leaves you with the same $9.45 card, and gives a remainder of $1.95 after just three uses. The next one is even more frustrating: you end up with a $19.95 card, leaving a remainder after 7 uses of $2.45! That’s right, the nickel we were talking about earlier. The last option does not leave you much better off. You’ll get a $40.95 card, which leads to $0.95 on your card after you use 16 rides. So all three buttons presented leave quite a bit of “insufficient fare” on the card. http://iquantny.tumblr.com/post/96700509489/how-memorizing-19-05-can-help-you-outsmart-the http://iquantny.tumblr.com/post/96700509489/how-memorizing-1...