So close, but so trapped in the "American Dream" delusion. > It is also difficult to systematically invest each month in stocks, bonds or other assets without

So close, but so trapped in the "American Dream" delusion. > It is also difficult to systematically invest each month in stocks, bonds or other assets without being compelled to do so. > The analysis does not downplay the risks of homeownership or the devastation of the housing bust. But the lesson of that debacle is not for individuals to avoid homeownership or for policy makers to devalue its importance. Rather, the lesson should be to foster conditions under which middle- and lower-income Americans can sustain homeownership and avoid the ruin of foreclosure. The lesson, for anyone not spellbound by the real estate industry, is: USA needs to make "systematically investing each month in stocks, bonds or other assets" as socially encouraged and as easy as paying a mortgage.