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I hope I don't derail by telling everyone: if you have someone who depends on you, get life insurance.
by danielweber 12y ago
I hope I don't derail by telling everyone: if you have someone who depends on you, get life insurance.
- turnip1979 12y agoGood comment. For people in their mid-30s and young kids, I assume term life is a good option?
- sbhere 12y agoTerm life insurance is a great option. One way I've heard it said: "For the price of pizza-for-4 each month, you can have ~10x your annual salary in coverage for a 15 year term."
- pc86 12y agoTerm life is almost (almost!) always the best option if your goal is actual life insurance as opposed to investment, asset protection, or something other than you having a heart attack or getting hit by a bus. Whole life is rarely a good investment choice unless you have considerable assets, but HN has a much higher income than the median so there are likely folks here for which is makes very good financial sense. But yes, if you have kids both parents absolutely should have term life insurance no matter what. It's very cheap, incredibly cheap if you are not a smoker and have no health issues.
- 1958 12y agoApart from his wife who was working as well ,he didn't have anyone anyone who depended on him . They found out they where going to have a baby until after the tumour.