Having time and mind for saving is an excellent place to be. There are no guarantees with these things. As you say the only sure thing is that inflation will de

Having time and mind for saving is an excellent place to be. There are no guarantees with these things. As you say the only sure thing is that inflation will destroy significant portion of your savings in only few decades. If you think things in timespans of several years you really should look into investing. This way you don't sit on your money but buy something that generates value and thus will be valuable also in future. Spread your investment over long time and wide range of different assets and you are as safe as you are going to get. Usually people suggest passive index funds with low fees to do this in practice. Don't take their word for it but study yourself.