Yes, raises and bonuses are there for some/most jobs, but people don't make their daily shopping decisions based on their 5-year career plans. I can imagine ho

Yes, raises and bonuses are there for some/most jobs, but people don't make their daily shopping decisions based on their 5-year career plans. I can imagine hourly workers/consultants thinking to themselves, "Hey, this is a nice piece of software, let me pay the $x it costs for it and I'll stay at work another hour tonight." I can't imagine salaried employees thinking, "Hey, let me buy A, B, C, D, E, and more, be in a budget deficit for the remainder of the year and hope for a raise!"