ClairMail was a company that provided off-the-shelf mobile banking. Banks essentially needed to just implement their API. ClairMail was acquired by Monitise. So

ClairMail was a company that provided off-the-shelf mobile banking. Banks essentially needed to just implement their API. ClairMail was acquired by Monitise. So if you're looking to actually make an open API, you could acquire Montise, or more likely, approach each of their customers and ask to be a consumer of their mobile API (which would be no small task given federal regulations). http://www.monitise.com/americas/customers/index.php http://www.monitise.com/americas/customers/index.php