Prioritize increasing your bill rate over saving money. Savings are good, and compound interest is quite a thing to behold. But it's worth keeping in mind tha

Prioritize increasing your bill rate over saving money. Savings are good, and compound interest is quite a thing to behold. But it's worth keeping in mind that you can put yourself in a position such that 40 year old you is pulling in over 10X what 25 year old you was. So beyond a certain point, killing yourself to sock away an extra few grand a year might not be the best plan. Get a good six figure cushion socked away in your 20s so that you know you won't starve if the market goes south, and so that you can skip off on a year long round-the-world trip when the mood strikes. But after that, don't feel so bad about slacking off a bit. Go actually take that long trip (a few times). Just make sure you're always taking every opportunity you can find to bump up that bill rate. Then take that new rate and double your lifetime savings in a single year at some point in your 40s.