Very true. I found a particular customer using it very smartly - to configure multiple gateways via system like ours (ChargeBee) - and splitting his payments a

Very true. I found a particular customer using it very smartly - to configure multiple gateways via system like ours (ChargeBee) - and splitting his payments across his Authorize.Net, PayPal Payflow & Stripe accounts. The biggest fear you have with PayPal is getting access to support & being shutdown when there is sudden activity & also risk of "high risk" profile customers purchasing it. One way to mitigate risk is to route all address verified transactions via PayPal (by getting country info upfront before card entry). He also does it very neatly by spreading transactions across gateways during peak sales. When he does promotions & is expecting volumes he makes Stripe as default & onboards customers. I need to speak with the customer to learn & implement these as features on our product. :)