Their love for paper is really annoying, but so far, I've had all the online banking features that you'd find in the US or UK, including e-Statements. Having to

Their love for paper is really annoying, but so far, I've had all the online banking features that you'd find in the US or UK, including e-Statements. Having to schedule an appointment the first time was a bit inconvenient. But Paypal, for example, verified my account using only SCHUFA, and you can sign/confirm stuff online, as well.