That wouldn't really address this issue all that much. A lot of people don't have the savings to continue payments, so yea, they would be at risk of losing the

That wouldn't really address this issue all that much. A lot of people don't have the savings to continue payments, so yea, they would be at risk of losing their car insurance (and health insurance) when unemployed. (Yes I know that unemployment insurance exists but that's also the case in the health insurance case with COBRA et al).