I did the same thing. I had the paperwork filled out and the check ready to go. Then I told a family member where it physically was in my apartment. In the off

I did the same thing. I had the paperwork filled out and the check ready to go. Then I told a family member where it physically was in my apartment. In the off chance I did actually get hit by a bus and hospitalized -- at least someone could get the paperwork turned it for me. I felt sort of silly doing it, but realized that if I really was mostly worried about some kind of freak accident, then i should actually ensure that the insurance could kick in following said freak accident.