It's been some decades since the only option for a payment card was a line of revolving credit. You can get one that's tied to a deposit account, no chattel-sla

It's been some decades since the only option for a payment card was a line of revolving credit. You can get one that's tied to a deposit account, no chattel-slavery strings attached, and they sure are handy things to have. (I don't love revolving credit any more than the next guy -- less, in fact; I've worked in the industry and seen its unloveliness firsthand. But you can get the benefit of a payment card without it.)