But lottery winners are not the right example. Those who inherit wealth will be far different than lottery winners, not least because their parents tend to ins

But lottery winners are not the right example. Those who inherit wealth will be far different than lottery winners, not least because their parents tend to instill values and practices that help produce wealth. They also have greater access to schools and universities, etc etc. In the USA, in particular, wealth is very very heritable. I'll try to dig up some studies, though I have work to do today...