He dismisses hard work because it exists at all income levels, yet intelligence also exists at all income levels and he considers it the dominant factor. He ne

He dismisses hard work because it exists at all income levels, yet intelligence also exists at all income levels and he considers it the dominant factor. He needs to demonstrate that intelligence is more correlated to present wealth than work ethic is. He also dismisses risk taking as only being useful in combination with intelligence. Can he provide an example of an intelligent person who became rich in the absence of risk taking, hard work, and luck? Wealth being equivalent to intelligence must be a very flattering idea if you are rich, but I have observed many smart and hard working people who do not become rich.