Not sure if this was directed at jhulla (and actually I was about to ask it to svachalek). 25% in physical PMs is hard to justify but generally speaking I thin

Not sure if this was directed at jhulla (and actually I was about to ask it to svachalek). 25% in physical PMs is hard to justify but generally speaking I think Browne's Permanent Portfolio is a good base. Perhaps 20% each of domestic equities, international equities, PMs, cash and long term bonds would be more realistic, with rebalance bands at 17/23.