An interesting side effect of how insurance plans are structured where I work finds the people with diabetes or recurring medical expenses are usually better of

An interesting side effect of how insurance plans are structured where I work finds the people with diabetes or recurring medical expenses are usually better off on the HSA plans offered as the go to 90/100% payment of costs once the yearly deductible is met. Considering the hassles that my mom has with medicaid/medicare (not sure exactly which one it is) since the ACA with obtaining her insulin and possible cure is great news. She actually has to plan trips around shipping dates because some supplies will not ship unless X number of days passed. Worse, the costs went up. Between insulin, the pump, test strips, and mandatory examinations, its not an easy road.