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You'd think nothing, but people have failed attempting to prove this before. > "But Clarkson admitted he was "wrong" after he discovered a reader had used the

• vidarh 12y ago
  Though the Direct Debit guarantee gives an automatic right to a no-questions asked instant refund. Not even having a provably validly signed mandate protects merchants against a refund (merchants recourse is small claims court), so while it's a nuisance, and while some people do get de-frauded by not paying attention to their statements, the article overstates things: If he "lost" money it'll be because he chose not to demand a refund.