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Getting calls from aggressive debt collectors at work, at home, on my cell, even to relatives and coworkers, is a form of "debtor's prison" Well, have I got gr
by 300bps 12y ago
Getting calls from aggressive debt collectors at work, at home, on my cell, even to relatives and coworkers, is a form of "debtor's prison"
Well, have I got great news for you! There is this thing called the Fair Debt Collection Practices Act. Here it is:
http://www.ftc.gov/enforcement/rules/rulemaking-regulatory-reform-proceedings/fair-debt-collection-practices-act-text http://www.ftc.gov/enforcement/rules/rulemaking-regulatory-r...
Want to stop calls to your work, at home, on your cell and even to your relatives and coworkers? Send them one registered letter telling them to stop calling you. Instantly gone. Why?
Because every single call they make to you about this debt after that one letter means they owe you $1,000 in statutory damages. When you sue them they even have to pay your attorney's fees so there are a million attorneys willing to take these cases for contingency!
Here's a quick write-up of what you can do for the harassment you described:
http://www.nolo.com/legal-encyclopedia/what-can-you-do-if-debt-collector-violates-the-fdcpa.html http://www.nolo.com/legal-encyclopedia/what-can-you-do-if-de...
Frankly, if you've been living in a "debtor's prison" like you've described, I'm assuming you haven't lifted a single finger to get out of it because this information is widely known in the U.S.
- gregd 12y agoDid you even read my post? I mentioned the FDCPA. I'm very well aware of what my rights are under it. Most of the companies I dealt with didn't give a shit about it and simply passed my debts along to different companies who each got to take a whoops and pass it on again..
- barrkel 12y agoIt's clear you didn't read the post you replied to. Check your political response reflex. It might be too hair-trigger.