At least now, more people will accurately describe it as two-step verification rather than two-factor authentication. They are entirely different. If SMS OTPs

At least now, more people will accurately describe it as two-step verification rather than two-factor authentication. They are entirely different. If SMS OTPs were actually 2FA, the hacker would have needed to steal the phone too. The difference between two-step verification & two-factor authentication. https://ramblingrant.co.uk/the-difference-between-two-factor-and-two-step-authentication/ https://ramblingrant.co.uk/the-difference-between-two-factor...