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Thanks. I found this wikipedia article: http://en.wikipedia.org/wiki/Address_Verification_System http://en.wikipedia.org/wiki/Address_Verification_System I sti

Thanks. I found this wikipedia article: http://en.wikipedia.org/wiki/Address_Verification_System http://en.wikipedia.org/wiki/Address_Verification_System I still do not understand why this service is running on my phone (versus on the bank's/credit card backend servers). Is it used only for mobile payments?

jacquesm 12y ago
I don't know. Typically having the SIM/subscription data should be enough for your provider and they don't need anything on your phone for that. AVS on the other side is usually something done by processing data that you enter into a form, that data is then compared to what your bank/the credit card company have on you.