It takes up more space in my wallet. If my wallet gets stolen then that money I'll never get back. And sometimes it takes up more time when making a transaction

It takes up more space in my wallet. If my wallet gets stolen then that money I'll never get back. And sometimes it takes up more time when making a transaction. I always prefer cards. It's nice that all the transactions are recorded for when I'm reviewing taxes and my budgets. When I had moved to SF my biggest annoyance was how my bank only had a few locations in the entire city. To escape ATM transaction fees I'd either have to haul my ass to one of these faraway ATM locations or get cash back from a store. I could've applied with another bank or credit union, but mostly didn't have to because the convenience of a credit card made mostly solved this issue as I never have to be concerned about how much cash I had on hand. Furthermore, getting % back on my card is better through rewards than 0% using cash.