Let me speak for the middle class that I am here :-) For the most part I feel that my investment opportunities are similar to people a lot wealthier than me.

Let me speak for the middle class that I am here :-) For the most part I feel that my investment opportunities are similar to people a lot wealthier than me. Investment costs are way down than what they used to be and there are a lot of options that once weren't available to the average investor. What's killing me is the low rates which are mostly a function of near zero inflation in the US. If I were in the US I would have almost certainly been invested in housing right now but being in Canada where house prices kept going up this is not a realistic option. Stocks are crazy expensive and super risky. Real estate is super expensive and risky. Bond yields are a joke. Just give me the "standard" inflation/yields back! The problem though is that without an increase in "consumption" (either individual or as infrastructure) we're stuck in this cycle. If there's no buyers the economy is slow, prices stay down and yields are down. QE/low yields have pumped up the stock market and maybe housing (at least in Canada it did for sure) but it remains to be seen where this money is going. Some of it must be pumped into the economy but it hasn't been enough yet to make a big difference. We'll see how it goes...