> When Apple Pay launched last week, it was a huge step towards the pay-with-your-phone future that's been in the works for years. Decide which one. Either it

> When Apple Pay launched last week, it was a huge step towards the pay-with-your-phone future that's been in the works for years. Decide which one. Either it was a huge step forward, or similar system was already deployed. And small hint: we already have some nation-wide systems of this type in Europe.