In the U.S., the credit card fee is built into the retail pricing structure regardless of using credit or debit card, or cash/check. I use a credit card exclus

In the U.S., the credit card fee is built into the retail pricing structure regardless of using credit or debit card, or cash/check. I use a credit card exclusively to get personal Net 30 terms for every purchase I make. If a purchase is "same as cash" and I get to delay actual payment for 30+ days, I'm going to take advantage of that. If pricing structures change, then I will reconsider. For instance, most gasoline in the U.S. once had two prices. One for cash and one for credit cards (this was before debit cards). Recently, their is evidence of the return of such: http://www.forbes.com/sites/halahtouryalai/2011/10/21/cash-or-credit-at-the-gas-pump-the-choice-is-costing-you/ http://www.forbes.com/sites/halahtouryalai/2011/10/21/cash-o...