So as an individual who wants to conduct transactions involving more than $10,000, in increments of less than $10,000, what do you do? You can't file a Currenc

So as an individual who wants to conduct transactions involving more than $10,000, in increments of less than $10,000, what do you do? You can't file a Currency Transaction Report on amounts less than $10,000. You could demand that the bank file a "Suspicious Activity Report" on you, to make it very clear that you're not trying to evade limits, but ... they're under no obligation to do so, are they? And my understanding is that there's a Gag Order attached as well, and the recipients of the report probably won't get the nuance that "you asked for it" at all. I think the "structuring" rules are kept vague because well-defined rules would be used by people who wanted to avoid attention, for various reasons.