Bank employees are instructed to file reports on people who deposit funds in ways that appear to be avoiding reporting requirements. Even inquiring about limits

Bank employees are instructed to file reports on people who deposit funds in ways that appear to be avoiding reporting requirements. Even inquiring about limits can trigger one. http://en.wikipedia.org/wiki/Suspicious_activity_report http://en.wikipedia.org/wiki/Suspicious_activity_report Also you've triggered a MIL report if you've ever used a money order or cashier's check for more than 3k. A lot of this stuff is old and they haven't adjusted the amounts.