Lots of "perfectly capable of adults" maintain a savings account and cultivate a network they think can fall back on in hard times. Far fewer than you think are

Lots of "perfectly capable of adults" maintain a savings account and cultivate a network they think can fall back on in hard times. Far fewer than you think are able to save enough or have that network come through. In fact, assuming one's savings account is large enough, or one's network is strong enough, is an assumption born of privilege few, even in America, ever know.