>They always have a choice, they are just weak-willed To be fair, when you're down it's hard to pull yourself back up. Especially when you see no future for yo

>They always have a choice, they are just weak-willed To be fair, when you're down it's hard to pull yourself back up. Especially when you see no future for yourself, why not "treat yourself" to a simple luxury here and there. These people aren't thinking about the future because they don't believe they have one. >Being poor isnt primarily an inability to make money, it is an inability to save money and delay gratification. I disagree. The primary reason these folks are poor is their inability to make money. Will they ever become wealthy (high net worth) without the ability to save money and delay gratification? No. But there are many in the middle class who are low net worth due to spending but do not live a "poor" lifestyle with all the burdens it entails like these people do. The first step to financial security is getting the skills necessary to bring in income sufficient to cover a modest life and then save. These people are simply not able to bring in that level of income. Even if they scrimped and saved a large portion of their paycheck, they would still be wiped out quickly given any major disruption.