(quoting you from another branch in this discussion): > They aren't victims of their circumstances, they're victims of their own consumerism. Yes, creature co

(quoting you from another branch in this discussion): > They aren't victims of their circumstances, they're victims of their own consumerism. Yes, creature comforts should be comforting and worthwhile instead of anxiety inducing money sinks. But I think sometimes advice about _when_ to buy creature comforts can be lost on people who have never had the opportunity to know the deep comfort involved with having some savings they don't intend to spend. I'd rather have money sit in a bank account slowly losing value to inflation than buy a couch, TV, game console, etc. It's WAY nicer, and I think part of the reason people get caught in traps like this is that the advice they get about how to manage finances doesn't clue them into this.