Agreed. There are some really sad stories of people getting screwed by payday lenders to get their car fixed so they can get to work, but this is not one of tho

Agreed. There are some really sad stories of people getting screwed by payday lenders to get their car fixed so they can get to work, but this is not one of those stories. These people were being stupid and getting a new couch when they couldn't afford it. They could've gotten several decent looking couches for $300 or less on Craigslist: http://huntsville.craigslist.org/search/fuo?query=couch+cullman http://huntsville.craigslist.org/search/fuo?query=couch+cull... If that seems callous, then it's because I've been poor and had to make those choices. Always pay cash, unless it's something that can help you make money (car to get to work, training, college education).