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I was waiting for this point to come up, and while I think there's validity to it (nobody requires a couch), creature comforts can be a significant part of your
by cheald 12y ago
I was waiting for this point to come up, and while I think there's validity to it (nobody requires a couch), creature comforts can be a significant part of your quality of life. Having a comfortable place to come home to at the end of the day can make it a lot easier to get through that day. However, if the cost of that comfort exceeds the benefit of it (that is, it places such a financial strain on you that the comfort is effectively offset by the stress of having no money), then it's not a net benefit to own. So, you either don't own it, or you find a way to own it that doesn't introduce you to crippling financial stress - the latter option being the one espoused in this particular thread.
- hawkice 12y ago(quoting you from another branch in this discussion): > They aren't victims of their circumstances, they're victims of their own consumerism. Yes, creature comforts should be comforting and worthwhile instead of anxiety inducing money sinks. But I think sometimes advice about _when_ to buy creature comforts can be lost on people who have never had the opportunity to know the deep comfort involved with having some savings they don't intend to spend. I'd rather have money sit in a bank account slowly losing value to inflation than buy a couch, TV, game console, etc. It's WAY nicer, and I think part of the reason people get caught in traps like this is that the advice they get about how to manage finances doesn't clue them into this.
- AtmaScout 12y agoI could not agree with you more.