> "Perhaps she could have saved up the money on her own, but whenever she has tried to do so, her stash has been wiped out to handle daily needs." If you can't

> "Perhaps she could have saved up the money on her own, but whenever she has tried to do so, her stash has been wiped out to handle daily needs." If you can't keep up with payments to yourself, you have no business entering into a contract to make payments to someone else.