4 ms·15% upfront forever, or 2% fund total per year like in the UK?by nodata 12y ago15% upfront forever, or 2% fund total per year like in the UK?smutticus 12y agoIt was 15% upfront, then typical mutual fund charges of 1-2% per year. Still terrible compared to Vanguard.nodata 12y agoUpfront PLUS yearly 1-2%? Ouch.