Even if people are not suicidal, they are incredibly bad at determining what is actually safe vs what they feel is safe. Very famously 93% of American drivers

Even if people are not suicidal, they are incredibly bad at determining what is actually safe vs what they feel is safe. Very famously 93% of American drivers reported themselves above average in driving ability - math tells us that is impossible. How many times have you heard someome say they can drive just fine drunk? You've got people terrified of a hypothetical terrorist attack, yet will think nothing of texting and driving. Yet you can somehow concluded that "if I'm not hearing about it (on the news no less!) it doesn't exist?"