I met with one of the Coin founders and he had something really interesting to say on this topic. If apple-pay is successful it will disintermediate the banks f

I met with one of the Coin founders and he had something really interesting to say on this topic. If apple-pay is successful it will disintermediate the banks from the money process/transaction. They are clearly not wanting this to happen and so are happy with things like plstc and coin.