If it were just credit/debit cards, I'd agree with you, but this purports to support gift cards. I've had too many gift cards to carry around, and ended up not

If it were just credit/debit cards, I'd agree with you, but this purports to support gift cards. I've had too many gift cards to carry around, and ended up not using them because when I was actually in the store they were at home. So I do think it does solve a problem. That said, the problem this solves isn't important enough to justify the price tag (for me).