I send money internationally a couple times a month and have known about bitcoin for a long time and its never even a consideration. Even though I have access

I send money internationally a couple times a month and have known about bitcoin for a long time and its never even a consideration. Even though I have access to exchanges where the fees are low the time effort in first sending my money to an exchange then buying then sending it to the other side then having them sell on an exchange and then transfer the funds out is so much more painful than the existing "Open wire transfer, receive funds next day" unless your time is worth $0 it costs more too. There are now a few "instant" exchanges but unfortunately all instant methods at them are still marked up a fair bit. Add in the fact that if you don't have access to a good exchange and you're using LBC or an ATM you're probably paying more than wire fees for any non-negligible amount even without considering the time.