Anecdote != data, however, I will say that my decision to stay in my job is quite tied to the health insurance my family (w 1 child) receives through that job.

Anecdote != data, however, I will say that my decision to stay in my job is quite tied to the health insurance my family (w 1 child) receives through that job. It is simply too risky and expensive to take a lower paying job that might provide worse health insurance or part time work in order to attempt a startup.