> and only a small number of people have been discouraged from attending university. How do you know that. Have you asked the people? I doubt what you say (no

> and only a small number of people have been discouraged from attending university. How do you know that. Have you asked the people? I doubt what you say (not about the loans, I guess you know better than I, but in the US people are really at the mercy of the banks). Even, when only few are discouraged, you have a loss. The UK gvnmt should know: You can't have both: Save money and have good education for all without losses. When many use the loans, the savings for the UK are limited, since not all will be able to repay the money in full. Also the UK looses the money from the people that did not attend university. And it looses innovation -- all things that can not be calculated, but might finally well excell the pennies, the UK saves now. It even might loose the future (UK already has nearly only banking left as most important industry, so innovation would be really needed to revive the former proud "empire").