Well to be fair, we are not living paycheck to paycheck. Are water reservoirs and dams function as our emergency fund. We have (had) years of water stored withi

Well to be fair, we are not living paycheck to paycheck. Are water reservoirs and dams function as our emergency fund. We have (had) years of water stored within these reservoirs. And many years in unregulated groundwater. The problem is, even if you plan a large emergency fund, during an epic drought, the emergency fund is eventually going to run dry.